Dec 16, 2025 · For general program questions or to request an application packet for the Direct Homeownership Loans (502), Rural Home Repair Loans & Grants (504), or Housing Preservation …

Owner Todd Spady speaks fondly of learning the car business from his uncles and happily describes how his own children are involved in the business on the main throughfare in Holdrege, Nebraska.

This program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.

This program provides affordable funding to develop essential community facilities in rural areas.

Intermediaries may use funds to lend for projects in rural areas or towns with a population of fewer than 50,000 residents. Visit our Eligibility site to search for eligible rural areas.

This program awards grants to help non-profit housing and community development organizations, low-income rural communities and federally recognized tribes support housing, community facilities and …

What is an eligible rural area? Utilizing the USDA Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas.

This program improves the economic health of rural communities by increasing access to business capital through loan guarantees. This enables commercial lenders to provide affordable financing for …

This program improves the economic condition of rural areas by helping individuals and businesses start, expand or improve rural cooperatives and other mutually-owned businesses through …

The Resource Guide offers vital information on programs and services from RD and other agencies to assist rural residents, businesses, and communities in long-term recovery and planning after disasters.