One benefit of being a salaried employee is having a steady paycheck to look forward to. But when you run your own business or work as a freelancer, you're forced to contend with the perpetual ...

This post continues my series about using IRAs, 401k plans, and other retirement savings to generate a lifetime monthly paycheck. I've previously written about immediate annuities as one way to ...

Learn about variable annuities with living benefit riders, including definitions, rider types, costs, pros, & considerations.

Advice on making the most of your bank accounts generally assumes a steady income. If you’re receiving regular paychecks, then staying ahead of minimum balance requirements and avoiding overdrafts may ...

Predictability and certainty can go a long way when it comes to managing your money. What about those of us who live off a variable or unpredictable income stream though? (I’m talking to you ...

For deferred variable annuities with income riders supporting a guaranteed lifetime withdrawal benefit, the guaranteed withdrawal rates or payout rates are most typically based on the age that ...

Variability in your cash flow can introduce some unique financial planning challenges, even for high-income earners. Managing money around an uneven distribution of pay is a learned skill, which is ...

When your income varies from month to month, you have to be extra diligent in your budgeting. It seems like everybody's goal lately is to leave their job and become a freelancer. And that's great!

I’m in sales. I’m pretty good at it, too. I make really good money, but it comes in randomly. I may make $30,000 in one month, and then not get paid again for five months. It’s the nature of what I ...

NEWARK, N.J.--(BUSINESS WIRE)--To help address the changing financial challenges of retirement, Prudential Annuities, the domestic annuity business of Prudential Financial, Inc. (NYSE:PRU), today ...

More Americans are expected to reach retirement age this year than ever before. For many folks hitting that milestone, a difficult reality may await. That’s because fewer people are feeling secure ...