A safe harbor 401(k) is a special type of employer-sponsored retirement plan that helps businesses skip the hassle of annual IRS testing — while guaranteeing employer contributions to employees. In ...

Benefits, requirements, and process of a popular type of 401(k) retirement savings plan for small businesses Christopher A. Farrell is a bestselling author, and former Wall Street trader and market ...

Generally, voluntary benefits are not part of the employer’s standard benefits package that includes health and dental insurance, for example. Instead, voluntary benefits are optional for the employer ...