Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

No-fault insurance laws are designed to simplify and expedite the claims process for auto accidents by requiring each party involved to seek compensation from their own insurance company, regardless ...

Car insurance aims to offer financial protection if you are involved in a car accident, but how your claim is paid and by whom isn’t the same for all drivers. A driver’s negligence can influence claim ...

In most states, car insurance follows an at-fault or tort system, where the driver who caused an accident is responsible for paying for damages. But if you live in one of the 13 states below, you're ...

Florida is one of the few states that follows a no-fault car insurance system. In its simplest form, this means that after ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Insurance companies are predicting higher insurance premiums across the state if the Legislature approves proposed changes to Michigan's auto no-fault insurance law that would loosen price controls on ...