A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

SEATTLE (AP) — Though natural disasters cycle across seasons and regions in the U.S., it’s often a shocking discovery for property owners how expansive and expensive flood and water damage can be when ...

When consumers purchase insurance policies, they look for reliable coverage at a reasonable cost. Policies that have come to be known as “junk insurance” provide the opposite: high cost with low value ...