The Citi Diamond Preferred Card has a limited-time 3% intro balance transfer fee -- making it one of the strongest cards for paying down credit card debt in 2026.

The Citi Diamond Preferred Card tops our list of the best balance transfer cards -- no annual fee, a long 0% intro APR period, and solid everyday perks.

If you have racked up credit card debt that you’re not paying off every statement period, you’re accumulating a growing amount of money you eventually need to repay. While that part may take a bit of ...